Child Education and Future Planning

Child education and future planning involve creating a structured savings and investment plan to meet upcoming expenses related to schooling, higher education, career opportunities, or marriage. These plans are tailored to a child's specific milestones, helping you accumulate funds over time without financial stress. It combines disciplined investing with risk protection to ensure your goals stay on track.

Types of Child Education & Future Planning
Child Education Plans

• Insurance-Based Plans: Offers life cover with maturity benefits for education.
• Investment-Based Plans: Market-linked returns through mutual funds or ULIPs.
• Endowment Plans: Guaranteed returns with regular payouts.

SIP for Child’s Future

• Systematic Investment Plans: Monthly investments in mutual funds aimed at wealth creation over the long term.

Public Provident Fund (PPF)

• Long-term government-backed savings option with tax benefits.

Sukanya Samriddhi Yojana (for girl children)

• A fixed-income savings scheme designed to meet the education and marriage needs of the girl child.

Key Features

• Goal-Oriented Planning : Customised plans to meet specific milestones such as education abroad or professional courses.
• Financial Discipline : Encourages systematic savings and long-term wealth building.
• Dual Benefit of Protection and Growth : Some plans offer life cover with investment returns.
• Flexible Payout Options : Choose between lump sum or staggered payouts based on education stages.
• Tax Efficiency : Most plans offer tax benefits under prevailing tax laws.
• Inflation-Adjusted Returns : Designed to beat inflation and ensure your savings retain value over time.

Planning early for your child’s education and future needs is a gift that lasts a lifetime. With the right strategy in place, you can stay prepared for every academic milestone without financial worries. Our customised solutions ensure you’re always one step ahead.